Keith Everett

How To Get Rid Of Those Damn Money Blocks

Money blocks. What are they and why do we have them?

money blocks

A money block is a series of thoughts you have that prevent you from making any real money. Most people look to external sources for reasons as to why they don’t seem to make the money they really want. In almost all cases in the western world, it isn’t an external source, it’s purely an internal belief.

Why do so many people have money blocks, and how can we get rid of them?

Programming – The First Money Block

The first money block is a result of programming. This is a belief born from our peers and from our surroundings. We tend to behave in a similar fashion to our friends, our parents and our co-workers when it comes to money.

If mum or dad scrimped and saved and bandied around words of wisdom such as “money doesn’t grow on trees”, then, the chances are, your belief system is one of hanging on to every penny and not seeing the world as the abundant place it is.

Your financial worth as you get to working age is often quoted as being the average of your five closest friends. If your five closest friends have a very nonchalant way of looking at money (free and easy), the chances are, you will have the same view.

Many people just see money as something you pay bills with and just spend the rest. This is fine of course if you never want to grow financially, however, if you never have any money saved to invest in new opportunities, your financial status never leaves ground zero.


Either earn more or spend less. Save money each week, even if you don’t yet have an opportunity to invest in. It’s better to have the funds and no opportunity than it is to have an opportunity and no funds.

Self – Belief The Second Money Block

This is very common. Many people just don’t believe that they are worthy of making more money or becoming rich. We see this everywhere.

When it comes to a job, the bottom of the ladder is always the most crowded. Jobs paying a pittance are often filled very quickly. Sometimes there are far more candidates for these jobs than is actually required.

The top jobs, those that are requiring skilled workers are often left vacant. Why is this?

It comes back to self-belief. When you do a job, you get paid an hourly rate. This hourly rate is the market rate for the job you’re doing. This is the rate you are selling your time for. The only difference between you and someone who is earning ten times more per hour than you is:

  1. They have chosen to work in something that pays a better market rate
  2. They feel they are worth that kind of money.

In the UK, some of our footballers are earning £100,000 a week. Compare this to a nurse who earns a starting wage of around £19,000 a year, how much you earn is not based on how much good you do for people, it’s based on a market rate. This rate is not necessarily fair, but it is the market rate.

In order to make a lot of money, you have to rip up the rule book and start looking outside of the norm. The normal way of doing things does not pay well.


Stop settling for second best. Stop trying to fit in with the world, it doesn’t pay too well. You are as good as any millionaire on the planet, you just don’t believe that at this moment in time. Read “Love Yourself Deeply” for a better understanding of self-love and self-belief.

Check your peer group very carefully. Add more positive people to your friend’s list. Get comfortable with being uncomfortable. The comfort zone doesn’t pay very well, most people are so busy trying to hang on to what they’ve got, they don’t spend a lot of time improving their lot.

The Trick To Money Is Having Some – The Third Money Block

This might seem obvious, but spending all or more than you earn each month is not the key to financial success. Many people’s idea of a financial plan is to win the lottery.

It has been said that if the rich gave up being rich and gave all their money to the poor, everyone in the world would then be well off and everyone would be happy. I doubt this would be true.

Without good thinking, money waves goodbye very quickly. This is why 60% of all lottery winners are back to square 1 within a few short years. They simply, spend, spend, spend, and don’t invest for the future. The same thing happens to many people who inherit wealth.

We somehow don’t appreciate “easy money” as much as money that we’ve invested in through hard work. It’s easy to run up credit card debt if we are always spending more than we earn. Spending is not a sound financial plan, yet most people see this as a good way of surviving and getting through life. Earn and spend, earn and spend.

Although saving money is not very sexy, everyone has the power to make and save money. The problem is that this leads to delayed gratification and this is a problem for a lot of people.


No one has the right to tell you what to spend your money on. however, money makes money. The more you can delay gratification now, the more money you’ll have to invest into either a business or an investment strategy in the future.


  1. Release yourself from peer group programming. Just because your family or friends are broke, doesn’t mean you have to be. Many people fear change becasue they think their peeer group won’t like them anymore. You don’t have to live your life according to your peers.
  2. Believe in yourself. You are NOT your job. This is just what you are currently doing for a living. Upgrade your knowledge and skills, the more you learn, the more you earn.
  3. Be more careful with money. Money is a tool that can make you wealthy if it’s invested in the right opportunity. Always spend less than you earn and if you must use credit cards, only use them to keep track of spending and pay them off at the end of the month.

And finally;

Never think that money is evil. Money just makes you more of what you already are. If you’re a jerk, money won’t cure that, it’ll just make you a rich jerk.

Money can do a lot of good in the world. Release any blocks you have about money and work on making more. There are many ways to make money in this world, you don’t have to work 40 or 50 hours a week for 50 years of your life for an ungrateful boss. If you are unsure of what to do to increase your income, my book “Millionaire Mind Crush” might be a good fit for you.

I wish you well, have a great day.


P.S I also have some great tips and tricks free for you (plus a free book) when you join my newsletter list here..

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